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Debbie Balmaseda
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Consumer's Resource Handbook
Published by the Consumer Information Center, this site features valuable information that no consumer should be without. Also, included is the Consumer Assistance Directory with contact information for national consumer organizations, trade associations, state and local consumer protection offices, and state and federal agencies.
The Better Business Bureau
The Better Business Bureau provides instant access to business and consumer alerts as well as many other helpful resources, you can even file your complaint online. This web site is provided by the Council of Better Business Bureaus, Inc., and the BBB system of over 150 Bureau's located throughout the United States and Canada.
Cybersmarts
The Internet is an exciting tool that puts a vast amount of information at your fingertips. With a click of a mouse, you can buy an airline ticket, book a hotel, send flowers to a friend or purchase your favorite stock. Keep in mind the following tips to help ensure that your online shopping experience is a safe one.
Kelley Blue Book
Kelley Blue Book...don't buy or sell a car without checking out this invaluable guide. Learn your car's trade-in and resale value or get free new car pricing reports with specs, photos, invoice and more.
Consumer Line
Consumer Line is the online service of the Office of Consumer and Business Education of the Bureau of Consumer Protection. The full text of approximately 150 consumer publications on a wide range of categories is provided.
United States Postal Service
This site helps the consumer to protect themselves from chain letters, free–gift scams, telemarketing, lotteries and more.
Click here to learn more about a popular type of fraud: the work-at-home scam.
AARP Consumer Protection
Frauds, scams and common mistakes are something you can avoid if you have the right information. Protect yourself and your loved ones with important information about all the latest scams out there.
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Davis and Hoyt GMAC offers you access to the Davis and Hoyt web site solely for your personal and non-commercial uses. By accessing the Davis and Hoyt web site you represent and warrant to Davis and Hoyt that you are a consumer who is interested in purchasing real property within the geographical area represented by [IDXS]. You promise that you will not use the Davis and Hoyt web site, in whole or in part, for any purpose that is unlawful or prohibited by these Terms of Use or for any purposes other than those that are personal and non-commercial. You agree that You will not modify, copy, distribute, transmit, display, perform, reproduce, license, create derivative works from, frame in another Web page, use on any other web site, transfer or sell any information provided through or obtained from, the Davis and Hoyt web site. This means among other activities, that you agree not to engage in the practices of "screen scraping", "database scraping" or any other activity with the purpose of obtaining lists of users or other information. You agree that you will not create links from any web site or web page to any page within the Davis and Hoyt web site. You agree that you will not employ any technology that results in the placement of content from the Davis and Hoyt web site in a frame and/or a reduced pop-up window or any other display mechanism which changes the Davis and Hoyt web site from how it would appear if a user typed in the URL for the Davis and Hoyt web site to a typical browser line. You agree that the Consolidated Multiple Listing Service ("CMLS") owns the copyright to all listing information content displayed on the Davis and Hoyt web site. You expressly understand and agree that your use of and reliance upon any and all information provided by Davis and Hoyt and/or CMLS is at your sole risk. Such information is provided on an "as is" and "as available" basis. Davis and Hoyt and CMLS make no express or implied representations, warranties or guarantees with regard to the appropriateness, accuracy, sufficiency, correctness, veracity, value, completeness or timeliness of such information. Davis and Hoyt and CMLS each expressly disclaims all warranties of any kind, express or implied, including but not limited to the implied warranties of merchantability, fitness for a particular purpose or non-infringement. Neither Davis and Hoyt or CMLS shall have any liability to You or to any other user of such information or to any third party for any loss, expense or damage, including consequential, incidental, special or punitive damages and including lost profits or lost revenue, caused directly or indirectly by the use or reliance upon such information. Any material downloaded or otherwise obtained through use of the Davis and Hoyt web site is done at Your own discretion and risk and You will be solely responsible for any damage to Your computer system or loss of data that result from the download of any such material.
Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 09/05/2010. The listing information on this page last changed on 09/05/2010. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of CMLS (last updated Sun 09/05/2010 8:52:55 AM EST). Real estate listings held by brokerage firms other than Davis and Hoyt GMAC Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved. --
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